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Virtual instruction may pose more risks to the mental health and wellness of children and parents than in-person learning, according to a study published Thursday by the US Centers for Disease Control and Prevention. More support may be needed to deal with the effects of the pandemic.

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“Turning a hobby into a career requires asking yourself what makes you qualified to turn this idea into a business,” says Deborah Sweeney, CEO of MyCorporation.com, who has worked with clients who want to monetize their hobbies.

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The CRR researchers created a model using household survey data from 2016 that showed 65-year-old single men who had 401(k) savings had a median account value of $106,000 and were eligible for an annual Social Security benefit around $15,400. Women with 401(k) savings had a median account value of $110,000 and were eligible for an annual Social Security payout of around $14,500.

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In the past 25 years, monarchs’ populations have plunged by the hundreds of millions, according to the wildlife service’s species status assessment report. The black and orange butterflies have to contend with insecticides, loss of milkweed — the plant monarchs lay eggs on and the caterpillars’ sole food source — and habitat loss. They’re also up against human-induced climate change and weather extremes.

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