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IntroLend

With interest rates currently at a three-year low, it is clear that home values are on the rise. This makes it a great time to purchase a home — especially for first-time buyers. However, buying a home is no cakewalk; it must be handled with great care, and you must be prepared before applying. Here are a few important tips to get you started in the right direction.

1. Pull your credit report

First, check your credit report. Then, search for a mortgage lender who lends to people with your score. Before filling out the papers for a home mortgage loan, you may want to take a peek into your credit file. Having adverse credit can not only limit the amount the lender is willing to let you borrow, but it can also cause you to pay a much higher interest rate in comparison to someone with average to excellent credit. If you have serious debts on your credit file (such as outstanding loans, bankruptcy, or a high amount of debt), this can stop you from even obtaining...

Renters' Top 8 Biggest Concerns About Buying A Home

Stated Income Loans Are Returning

Can Private Mortgage Bonds Be Revived?

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There’s no one-size-fits-all approach for meeting your investing goals. A strategy that works for retirement savings could be a poor fit for a home down payment or your emergency fund. Let’s take a look at some basic investing strategies for short-, medium- and long-term goals. It’s all a matter of balancing your tolerance for risk, […]

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Once you've opened an account, you'll want to explore your investment options and the risk they carry. Here are some of the most common investments you'll need to consider:

A Bryan man accused of assaulting a woman multiple times and a College Station man who was arrested in September after allegedly breaking into a home and assaulting another person were among 19 people indicted.

Voters approved the school district’s $175 million bond package by 282 votes with a total of 17,018 to 16,736 — or 50.4% to 49.6%. Mail-in and military ballots still have to be counted.

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Be aware of the close relationships your dog has formed over the past summer weeks. If they happen to be with a family member who is visiting for the summer or who is planning to move out this fall, try fostering new bonds between your dog and a family member who will continue to live in the house full time.

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